There is no shortage of tipsters around offering ‘get-rich-quick’ opportunities.我们周围不乏情报贩子，向人们提供迅速发财致富的机遇。🎈缺乏……there is a shortage of … 有的是……There is no shortage of … = there are plenty of … 例句There is a shortage of food in the refugee camps. 难民营里食物匮乏。There was no shortage of helpers. 帮手多的是。🎈tipster n. 情报贩子someone who sells information about which horse is likely to win a race or which products or companies people should invest in 🎈get-rich-quick adj. 迅速致富的enabling you to make a lot of money in a short time 一个迅速致富的方案/阴谋诡计a get-rich-quick scheme 根据具体语境判断例句She despised the get-rich-quick mentality of the 1980s. 她鄙视20世纪80年代迅速致富的心态。But if you are a serious private investor, leave the Las Vegas mentality to those with money to fritter.但是，如果你是一个认真的私人投资者，就把拉斯韦加斯的心态留给那些有钱可供挥霍的人。🎈mentality n. 某种（错误的）心态或思维方式a particular attitude or way of thinking, especially one that you think is wrong or stupid 迅速致富的心态a get-rich-quick mentality例句I can’t understand the mentality of the people who are behind this kind of violence. 这句话可以作为对最近法国总理马克龙被打耳光事件的表态🎈 fritter v. 浪费to waste time, money, or effort on sth. small or unimportant 浪费…在…上 fritter sth.⇔away on …例句He frittered away a fortune on fast cars and gambling.他在跑车和赌博上浪费了一大笔钱。The serious investor needs a proper ‘portfolio’—a well-planned selection of investments, with a definite structure and a clear aim.认真的投资者需要一份正规的投资组合表——一种计划很周密的投资选择，包括你的投资结构和明确的目标。🎈selection n. 1. [U] 选择the process of choosing sb./sth. carefully from a group of people or things 选择标准 selection criteria足球队的选拔the selection of a football team2. [C] 挑选出的事项或人number of selected items or people 18世纪英国诗歌选集selections from 18th century English poetry精选的牛奶和纯巧克力a selection of milk and plain chocolatesBut exactly how does a newcomer to the stock market go about achieving that?但是，一个股票市场的新手又如何能做到这一点呢？🎈newcomer n. 新来者，新手someone who has only recently arrived somewhere or only recently started a particular activity …（方面的）新手newcomer to sth.例句I’m a relative newcomer to the retail business（零售业）.🎈go about (doing) sth.①开始做某事例句The leaflet tells you how to go about making a will（立遗嘱）.②做自己常做的事（常用搭配是go about one’s business例句The villagers were going about their business as usual. 村民们正在做他们平常做的事。Well, if you go to five reputable stock brokers and ask them what you should do with your money, you’re likely to get five different answers, even if you give all the relevant information about your age, family, finances and what you want from your investments.如果你去向5位有威望的股票经纪人咨询，询问你应该如何使用你的资金，你可能得到5种不同 的答复，即便你提供了有关于你的年龄、家庭、财源和你想从投资中获得好处的信息。 🎈reputable adj. 声誉好的，值得信赖的 = reliable一个声誉好的商人/供应商a reputable dealer /supplier一家值得信赖的公司a reputable companydisreputable adj.名声差的，品行不端的品行不端disreputable behavior一个名声差的居民区a disreputable neighbourhood🎈broker n. 经纪人，中间人，掮客a person who buys and sells things, for example, shares in a business, for other people 股票经纪人a stock broker房产中介a real estate broker保险经纪人an insurance broker🎈finances n. [pl.] 经济状况the money that an organization or person has, and the way that they manage it 对这家公司财务状况的担忧concerns about the company’s financesMoral? There is no one Tight’ way to structure a portfolio.这是个道德问题吗？没有一种完全“正确”的方法来排列这种投资组合，🎈structure v. 组织，计划 = organize 英义to arrange the different parts of sth. into a pattern or system in which each part is connected to the others例句The exhibition is structured around three topics. 此次展出是围绕三个主题组织的。帮助用户组织规划其工作和数据的软件software that helps users structure their work and their dataHowever, there are undoubtedly some wrong ways, and you can be sure that none of our five advisers would have suggested sinking all （or perhaps any） of your money into Periwigs.然而，却毫无疑问地有几种错误的方法。你可以确信5位经纪人中不会有人建议你把全部（或一部份）资金投入佩里威格斯公司。🎈would have suggested sinking…表示是一种推测，而不是虚拟语气。🎈undoubtedly adv. 毫无疑问例句That is undoubtedly true.这无疑是正确的。🎈adviser n. 顾问a person who gives advice, esp. sb. who knows a lot about a particular subject 一个金融顾问a financial adviser给某人在…提建议adviser to sb. on sth.🎈建议… suggest doing sth.例句Joan suggested asking her father for his opinion.🎈sink v. 花大笔钱to spend a lot of money on sth. 在…上花… sink sth. in / into sth.例句They sank their entire savings into their house. 他们把全部积蓄都用在房子上了。🎈periwig n. 长假发a type of white wig with curls that people wore in the past So what should you do? Well assume that you have sorted out the basics-like mortgages, pensions, insurance and access to sufficient cash reserves.那么你该怎么做呢？我们假定你已把基本情况弄清楚了，如抵押贷款、养老金、保险金和动用现金储备的机会。🎈sort out ①弄清楚，搞明白例句Investigators（调查员） are still trying to sort out why the accident happened.②将……分类整理好例句We need to sort out our camping gear（露营设备） before we go away.③从……中挑出来例句At least sorting out the things she should have discarded years ago（几年前就该扔掉的东西） was now being made easier for her.( basics n. [pl.] 基础知识，基本原理，基本原则= fundamentals = rudiments = first principles电脑编程的基本原理the basics of computer programming🎈access n. ①（使用某物或接近某人的）机会或权利有…的机会或权利 have access to …例句Only high officials have access to the president.只有高官有接近总统的机会。②（接近或进入某地的）方法，通道…的方法，通道 access to …例句The only access to the farmhouse is across the fields.到达农场房子的唯一方法就是通过农田。🎈reserve n. [C usu. pl.] 储备a supply of sth. kept to be used if it is needed 1000万美元的现金储备 $10 million in cash reserves日益缩减的石油储备dwindling oil reserves有大量资金/能源储备have great reserves of capital / energyYou should then establish your own individual aims. 然后，你一定要建立起自己的目标。🎈建立个人目标 establish one’s own aimsThese are partly a matter of personal circumstances, partly a matter of psychology.这一方面是个人所处的环境，另一方面是个心理学的问题。🎈某种程度上partly = in part = to some degree🎈…的问题 (the) question of…声望问题question of prestige面子问题question of pride时间问题question of time…的事matter of …时间/个人偏好/兴趣问题a matter of time / personal taste / preference / interest.生死攸关的事a matter of life and death.For instance, if you are older you have less time to recover from any major losses, and you may well wish to boost your pension income. 比如说，如果你年纪较大，你从重大投资损失中恢复过来的时间就较少，你就很希望能够提高你的养老金收入。🎈（某事）可能（发生或是真的）may / might / could well …例句Over the years one may well become an authority on one’s hobby. 多年后一个人可能成为他兴趣领域的权威。🎈想… wish to do sth. (fml.) = want to do sth. = like to do sth.例句This is the point I wish to emphasize. 这就是我想强调的地方。🎈boost v. 增加，提高，促进to increase or improve sth. and make it more successful 例句The new resort area has boosted tourism.这个新的度假胜地拉动了旅游业。So preserving your capital and generating extra income are your main priorities.因此，你的首要任务就是保护你的资金和引发额外的收入。🎈 priority n. [C] 优先的事物sth. important, that must be done first or needs more attention than anything else …是某人首要考虑的事情 be one’s main / top / high / immediate priority例句Health insurance will be our top priority. 健康保险是我们的重中之重。In this case, you’d probably construct a portfolio with some shares (but not high risk ones), along with gilts, cash deposits, and perhaps convertibles or the income shares of split capital investment trusts.在这种情况下，你大概想制定一份包括某些股份（但不是风险很大的股份）的投资组合，同时 还有高度可靠的证券、现金储蓄，可能还有可换证券，或分割资本投资信托公司的所得股。🎈construct v. 构建，构成，形成to form sth. by putting different things together 构建一个理论/图表/计划to construct a theory / diagram / plan例句You must learn how to construct a logical argument.你必须学习如何构建一个合乎逻辑的论证。🎈share n. [C] 股份any of the equal parts into which the capital of a business company is divided, giving the holder a right to a portion of the profits 🎈还有……；和……一起along with例句Ramos was arrested along with eleven other men. Ramos和其他十一个男人一起被逮捕了。🎈gilt n. [C] a stock or share that is gilt-edged 金边证券【补充】gilt-edged stocks or shares do not give you much interest (=additional money) but are considered very safe as they are sold mainly by governments🎈 deposit n. 存款an amount of money that is paid into a bank account 存一笔钱make a deposit例句I’d like to make a deposit into my savings account. 我想把一笔钱存到我的储蓄账户里。🎈trust n. 信托公司an organization that manages money or property so that it can help other people or organizations 房地产信托公司housing trustsIf you are younger, and in a solid financial position, you may decide to take an aggressive approach- but only if you’re blessed with a sanguine disposition and won’t suffer sleepless nights over share prices.如果你年轻一些，并且经济状况可靠，你可能会采取一种积极进取的方式——你必须性格开朗，不会因股票价格的浮动而夜不能眠。🎈solid adj. 殷实的financially sound 🎈position n.地位，处境，状况处于微妙的处境/统治性地位/有利地位/不利地位 in a / an delicate / dominating / favorable / adverse position使某人处于尴尬的境况 put sb. in a very awkward position🎈approach n. 方式，方法，手段a method of doing something or dealing with a problem 采取…方法/手段take / adopt a … approach例句This book takes an unorthodox（非正统的） approach to art criticism（艺术评论）.🎈幸运地拥有be blessed with sth. / sb 例句We’re blessed with five lovely children.我们很幸运地拥有五个可爱的孩子。【相关表达】有enjoy有（好的事物）be blessed with …（天生就）具备be endowed with …例句She is endowed with both brains and beauty. 这个女孩天生就才貌双全。有（某种愉快的情感）cherish🎈sanguine adj. 乐观的= optimistic 对…持乐观态度 be sanguine about sth.🎈disposition n. [C, usually sing.] 性情，性格性格阳光to have a cheerful disposition容易焦虑的人群people of a nervous disposition【形近词】indisposition n. (fml.)小病，小恙a slight illness🎈suffer v. 经历或遭受不愉快之事 遭受痛苦/折磨/失败suffer pain / torture / defeat例句We suffered huge losses in the financial crisis. 我们在此次金融危机中蒙受了巨大损失。🎈 over prep. 因为，关于because of or concerning sth. 因钱而起/关于钱的争执 an argument over moneyIf you recognize yourself in this description, you might include a couple of heady growth stocks in your portfolio, alongside your more pedestrian investments.如果你觉得你的情况是这样的话，你可在投资组合中包括几项有令人陶醉的增值前景的增长股，和其他比较平淡的投资项目放在一起。🎈you might include a couple of…中might是情态动词，表示礼貌的建议（我就是建议一下，听不听都可以的那种）例句If you need more information, you might try the Internet. 如果你需要更多信息的话，不妨上网试试吧。🎈几个，两三个…a couple of …🎈heady adj. 迅猛的swift and violent 迅猛的增长a heady growth迅猛的水流/湍流a heady current🎈alongside prep. 1. 在……旁边 例句A police car pulled up alongside us.一辆警车在我们旁边停住了。2.与……在一起；与……同时例句Charles spent a week working alongside the miners. Charles花了一周时间和矿工们一起工作。Once you have decided on your investment aims you can then decide where to put your money.一旦你的投资目标确立以后，你就可以决定你的钱投向何处。🎈考虑之后选择…decide on / upon … 例句Have you decided on a date for the wedding（婚礼日期）?🎈put v. 投资invest 把…投入到… put … in / into …把钱投资在这家公司put her money in / into the companyThe golden rule here is spread your risk— if you put all of your money into Periwigs International, you’re setting yourself up as a hostage to fortune.这里的指导原则是：分散你的投资风险。如果你把所有资金投入佩里威格斯国际公司，你就把自己当成了命运的人质。🎈重要的原则，金科玉律golden rule例句The golden rule in playing tennis（打网球） is to watch the ball closely（仔细盯球）.🎈spread v. 分散（风险）if you spread a risk, you invest in several different things so that if one fails you do not lose everything 例句Smith spread his financial risk by investing in a wide range of businesses（广投资）.🎈将自己当做或称为某种人set oneself up as sb. 例句He likes to set himself up as an intellectual.他喜欢自称为知识分子。🎈受制于…（的人）hostage to sth. 例句With the reduction in foreign investments, the government will be even more a hostage to the whims of the international oil price. 随着外国投资的减少，政府将更加受制于国际油价的无规律的波动。🔥必背词汇portfolio n. ①公事包，文件夹；②投资组合例句My stockbroker manages my portfolio for me. 我的股票经纪人为我整理我的投资组合。【词根】“foli” = leafportfolio “port” = carry n. 公事包，文件夹；投资组合folio n. 对折纸，对开纸foliage “age”（集合名词字尾）n. 叶子foliate adj. 有叶的，叶状的defoliant n. “de” = down n. 落叶剂defoliate v. 使落叶mortgage n. 抵押贷款；v. 抵押申请抵押贷款apply for a mortgage取得抵押贷款take out a mortgage还清抵押贷款pay off a mortgage抵押贷款利率mortgage rates每月需还抵押贷款（数额）monthly mortgage repayments例句He had to mortgage his house to pay his legal costs.他必须抵押房子来支付法律开销。【词根】“mort” / “morb” / “mori” = deathmortgage “gage” = pledge n. 抵押贷款；v. 抵押mortal adj. 终有一死的；致死的，致命的mortality n. 不免一死；死亡率immortal “im” / “in” = not adj. 不朽的，永生的immortality n. 不朽，永生morbid adj. 病态的，忧郁的morbidity n. 病态；发病率moribund “bund” = tending toward adj. 垂死的，行将消亡的mortuary “ary”（场所）n. 停尸房，太平间postmortem “post” = after n. 验尸；adj. 死后的convertible n. 可兑换证券；敞篷汽车；adj. 可改变的可改变用途的沙发a convertible sofaconversion n. ①改变，转变when you change sth. from one form, purpose, or system to a different one ②改变信仰，皈依when sb. changes from one religion or belief to different one 把…转换成… the conversion of … into …把谷仓改造成房子the conversion of a barn into a house把英镑兑换成美元the conversion of pounds into dollars某人宗教信仰从…变为… one’s conversion from … to …他由基督教皈依佛教his conversion from Christianity to Buddhismconvert v. ①改变（形式或用途）把…转变成… convert (sth.) to / into sth.例句The stocks can be easily converted to cash. 股票可以轻易变现。They converted the spare bedroom into an office. 他们把多出来的房子改造成了办公室。②改变信仰（使某人）改信… convert (sb.) to sth.例句European missionaries converted thousands to Christianity. 欧洲传教士让数千人改信了基督教。pedestrian n. 行人；adj. ①为行人而设的；②平淡的，乏味的人行天桥/人行道a pedestrian bridge / walkway他童年的平坦叙述a pedestrian account of his childhood例句The death rate for pedestrians hit by cars is unacceptably high.由汽车撞伤导致的行人死亡率高得惊人。His speech was long and pedestrian. 他的演讲冗长又无趣。【词根】“ped” = footpedestrian “ian” = 人 n. 行人；adj. 为行人而设的；平淡的，乏味的pedal adj. 足的，脚的；n. 踏板，脚蹬子pedicure n. 足部治疗，修脚biped “bi” = two n. 二足动物；adj. 二足的quadruped “quadru” = four n. 四足动物；adj. 四足的centipede “centi” = hundred n. 蜈蚣expedite “ex” = out v. 使加速expedition n. 远征，考察，探险impede “im” = in v. 妨碍，阻碍impediment n. 障碍，语言障碍🔥重点表达申请抵押贷款apply for a mortgage取得抵押贷款take out a mortgage还清抵押贷款pay off a mortgage抵押贷款利率mortgage rates每月需还抵押贷款（数额）monthly mortgage repayments某人宗教信仰从…变为… one’s conversion from … to …把…转换成… the conversion of … into …把…转变成… convert (sth.) to / into sth.（使某人）改信… convert (sb.) to sth.人行天桥/人行道a pedestrian bridge / walkway他童年的平坦叙述a pedestrian account of his childhood缺乏……there is a shortage of … 有的是……There is no shortage of … = there are plenty of … 一个迅速致富的方案/阴谋诡计a get-rich-quick scheme迅速致富的心态a get-rich-quick mentality浪费…在…上 fritter sth.⇔away on …选择标准 selection criteria足球队的选拔the selection of a football team18世纪英国诗歌选集selections from 18th century English poetry精选的牛奶和纯巧克力a selection of milk and plain chocolates…（方面的）新手newcomer to sth.一家值得信赖的公司a reputable company品行不端disreputable behavior股票经纪人a stock broker房产中介a real estate broker对这家公司财务状况的担忧concerns about the company’s finances一个金融顾问a financial adviser给某人在…提建议adviser to sb. on sth.建议… suggest doing sth. 在…上花… sink sth. in / into sth.电脑编程的基本原理the basics of computer programming有…的机会或权利 have access to ……的方法，通道 access to …日益缩减的石油储备dwindling oil reserves有大量资金/能源储备have great reserves of capital / energy…的问题 (the) question of……的事matter of …（某事）可能（发生或是真的）may / might / could well …想… wish to do sth. (fml.) = want to do sth. = like to do sth.…是某人首要考虑的事情 be one’s main / top / high / immediate priority构建一个理论/图表/计划to construct a theory / diagram / plan还有……；和……一起along with存一笔钱make a deposit房地产信托公司housing trusts处于微妙的处境/统治性地位/有利地位/不利地位 in a / an delicate / dominating / favorable / adverse position采取…方法/手段take / adopt a … approach幸运地拥有be blessed with sth. / sb 对…持乐观态度 be sanguine about sth.性格阳光to have a cheerful disposition容易焦虑的人群people of a nervous disposition遭受痛苦/折磨/失败suffer pain / torture / defeat因钱而起/关于钱的争执 an argument over money几个，两三个…a couple of …迅猛的增长a heady growth把钱投资在这家公司put her money in / into the company重要的原则，金科玉律golden rule将自己当做或称为某种人set oneself up as sb. 受制于…（的人）hostage to sth. 🔥复盘测试申请抵押贷款取得抵押贷款还清抵押贷款抵押贷款利率每月需还抵押贷款（数额）某人宗教信仰从…变为…把…转换成…把…转变成… （使某人）改信… 人行天桥/人行道他童年的平坦叙述缺乏…… 有的是…… 一个迅速致富的方案/阴谋诡计迅速致富的心态浪费…在…上 选择标准足球队的选拔18世纪英国诗歌选集精选的牛奶和纯巧克力…（方面的）新手一家值得信赖的公司品行不端股票经纪人房产中介对这家公司财务状况的担忧一个金融顾问给某人在…提建议建议… 在…上花… 电脑编程的基本原理有…的机会或权利 …的方法，通道 日益缩减的石油储备有大量资金/能源储备…的问题…的事（某事）可能（发生或是真的）想……是某人首要考虑的事情 构建一个理论/图表/计划还有……；和……一起存一笔钱房地产信托公司处于微妙的处境/统治性地位/有利地位/不利地位 采取…方法/手段幸运地拥有对…持乐观态度性格阳光容易焦虑的人群遭受痛苦/折磨/失败因钱而起/关于钱的争执几个，两三个…迅猛的增长把钱投资在这家公司重要的原则，金科玉律将自己当做或称为某种人受制于…（的人）
帕布莉卡